It’s the ultimate debt-reduction game plan.

Here’s how to get that big credit card loan forgiven and stay in debt-to-income ratios without crushing your credit scores.

article title How I paid off all my debt and left $1,000 in the bank post This article was originally published on August 14, 2018, so it’s been updated with a bunch of recent information.

This post was last updated on July 26, 2018.

Read more about debt and debt forgiveness on our Debt and debt-related articles page.