The loan amortisation calculator below can help you determine the total cost of your home mortgage, if you have one.

If you are interested in more mortgage information, please check out our articles on the different types of mortgages, and how to get the best deal.

If interest rates keep rising and your home becomes unaffordable, you may want to consider refinancing or even selling your home.

In most cases, the interest rate is higher than what you can borrow, so you will likely need to refinance or sell your home to recoup the cost.

This article is from the October 2016 issue of Money.