A few months ago, a couple from Virginia decided to make the largest mortgage payment in their lives.

With their savings and $10,000 in credit card debt, the couple needed to put their kids through college.

So they borrowed from FHA, which had a loan modification program, for $1,500 and put it toward a $4,000 down payment.

The couple had been on a downward spiral, they said, and their credit rating had dropped by more than 60%.

The FHA website says that the average down payment on a $1.8 million loan is about 3.7% and that the median loan is 3.4%.

But the FHA program offers lower down payments than the private sector.

According to a survey by the Federal Reserve Bank of Dallas, the average loan amount for the lowest-income Americans is $27,000.

FHA doesn’t disclose the exact amount of down payments on the loan, but the median down payment is $5,000 and the average interest rate is 2.8%.

The median FHA down payment for a home is about 2% of the property’s value.

That makes FHA loans, like many other loans, a lot more expensive.

The average FHA home loan in the U.S. was $5.5 million in 2016, according to the U, according the Bureau of Labor Statistics.

That is the equivalent of nearly $1 million in today’s dollars.

But the Federal Housing Administration (FHA) says that average loan payments can vary by as much as 7% from one year to the next.

The FHFA says it will make a decision in about five weeks on the modification and it has not given a reason for why it is taking longer than expected to finalize a loan.

The agency said in a statement to CNNMoney that the decision is based on “all factors” including market conditions and how much time has passed since a previous modification.

But FHA did not release how many borrowers were affected.

The program has been controversial since the program was first created in 2006.

A 2008 report from the Center for Responsible Lending, a consumer advocacy group, said that the program is “not designed to ensure that FHA borrowers are receiving fair, comparable, and affordable loans.”

And in the wake of the FHHA debacle, the FCA has tried to make it easier for borrowers to make mortgage modifications and reduce the amount of time that they have to pay off their loans.

The loan modification system is not new, FHA says, and it is also not unique.

The Bureau of the Census reports that the FHC has a program called Modification for FHA Lenders that offers a program that lowers the down payment to 2.75%.

The program provides a “time reduction” for borrowers who have to make a down payment of less than 2% and has no fees.

FHCA said it will decide how to modify the loans at the end of the month.